Terms & Conditions
Saran Gramin Care Foundation
CIN: U88900BR2025NPL072914
Last Updated: 21 November 2025
1. Introduction
Welcome to Saran Gramin Care Foundation (“we”, “our”, “us”).
By accessing or using our website, loan application forms, or any of our services, you agree to follow these Terms & Conditions.
If you do not agree, please do not use our website.
2. Purpose of the Organization
Saran Gramin Care Foundation provides loan assistance and financial support services for rural development, women empowerment, small businesses, emergency needs, and community welfare.
We do not collect donations or charity funds of any kind.
3. Loan Services Policy
3.1 Eligibility
To apply for a loan, an applicant must:
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Be at least 18 years old
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Provide valid and verifiable documents
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Complete identity and address verification
3.2 Loan Approval
Loan approval depends on:
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Document verification
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Income and background check
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Field verification
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Internal loan policies
Loan approval is not guaranteed.
All approval decisions are made solely by Saran Gramin Care Foundation.
3.3 Loan Repayment
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Loan repayment must be made on or before the due date.
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Late payments may result in penalties or additional charges.
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Providing false information may lead to loan cancellation and legal action.
3.4 No Guarantee Clause
Submitting an application does not guarantee loan approval.
Approval strictly depends on eligibility criteria and internal policy checks.
4. Website Usage Rules
You agree not to:
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Submit false or misleading information
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Use the website for fraud or illegal activity
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Impersonate any staff member
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Attempt to hack or damage the website
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Upload harmful files or content
We may restrict access or take legal action if these rules are violated.
5. Data Collection & Privacy
We may collect:
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Name
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Phone number
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Address
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Identity documents
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Loan application details
Your information is used only for:
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Verification
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Communication
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Loan processing
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Record maintenance
We do not sell or share your data with third parties unless required by law.
6. Accuracy of Information
We try to ensure accuracy on the website, but we are not responsible for:
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Typographical errors
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Outdated information
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Technical mistakes
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Misinterpretation by users
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Third-party links or information
7. Intellectual Property
All text, images, logos, forms, and documents on this website are the property of Saran Gramin Care Foundation.
Unauthorized copying or usage is prohibited.
8. Limitation of Liability
Saran Gramin Care Foundation is not responsible for:
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Technical issues or website downtime
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Losses due to user mistakes
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Incorrect user-submitted data
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Financial losses caused by misuse of the website
Borrowers are fully responsible for repaying their loan.
9. Changes to Terms
We may update these Terms & Conditions at any time without prior notice.
Users are advised to review this page regularly.
10. Contact Information
Saran Gramin Care Foundation
CIN: U88900BR2025NPL072914
Directors/key Management Personal HASMUDDIN, AFSANA KHATUN
Director: Afsana Khatun
Branch Manager: Pushpa Kumari
Accountant: Najma Khatoon
Developer: Izhar Neda
Phone: +919852401547
Official Website: www.sarangramin.in
Address: C/o Mosidan, Vill-derni Panchkakarhat, Sutihar, Saran, Chapra, Bihar, India, 841222
